Atal pension yojana full details

Atal pension yojana full details| અટલ પેંશન યોજના વિશે સંપૂર્ણ માહિતી | APY

Atal Pension Yojana, formerly known as Swavalamban Yojana is a government-backed pension scheme in India, primarily targeted at the unorganised sector. It was mentioned in the year 2015 Budget speech by the Finance Minister Arun Jaitley. It was launched by Prime Minister Narendra Modi on 9 May 2015 in Kolkata

The Atal Pension Yojana (APY) was launched on 09.05.2015 to create a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. APY is administered by Pension Fund Regulatory and Development Authority (PFRDA).

APY is open to all bank account holders in the age group of 18 to 40 years and the contributions differ, based on pension amount chosen.

 Subscribers would receive the guaranteed minimum monthly pension of Rs. 1000 or Rs. 2000 or Rs. 3000 or Rs. 4000 or Rs. 5000 at the age of 60 years.

The monthly pension would be available to the subscriber, and after him to his spouse and after their death, the pension corpus, as accumulated at age 60 of the subscriber, would be returned to the nominee of the subscriber.

In case of premature death of subscriber (death before 60 years of age), spouse of the subscriber can continue contribution to APY account of the subscriber, for the remaining vesting period, till the original subscriber would have attained the age of 60 years.

Central Government will co-contribute 50% of the total yearly contribution or Rs. 1000 per annum, whichever is lower, for the period of 5 Years in the account of subscribers who join the scheme up to 31st December, 2015 and who are not a member of any Statutory Social Scheme and not an income tax payer.

Subscribers joining APY scheme at an early stage of age would be required to pay lesser monthly subscription amount as compared to the subscriber joining at a later age as illustrated in the above table.

સંપૂર્ણ માહિતી ગુજરાતી માં વાંચો અહીંથી

Our NPS-Lite Swavalamban subscribers, if eligible i.e. between the age of 18 to 40, may shift to APY by filling the APY Registration form for Existing Swavalamban Subscribers.

 APY ભારત સરકાર દ્વારા રૂ. 1000 રૂપિયા 2000રૂપિયા 3000 અને રૂ. 60 વર્ષની વય પછી દર મહિને 5000 બાાંયધરી આપવામા આવતી ન્યૂનતમ માસિક પેંશનની પસંદગી આપી શકે છે

 લાભાર્થી ભારતનો નાગહરક હોવો જોઈએ. APYમાાં જોડાવા માટે લાભાર્થી ની  ઉંમર 18 −40 વર્ષની વચ્ચે હોવી જોઈએ.

 લાભાર્થી બેંક શાખા/પોસ્ટ ઓફીસ (ઓનલાઇન/ઓફલાઇન મોડ્સ દ્વારા, જે ઉપલબ્ધ હોય) APYમા જોડાઇ શકે છે.

APY ખાતામાાં નામાાંકન અને પત્નીની વિગતો આપવી ફરજીયાત છે.

 બચત બેંક ખાતામાાંથી ડેબિટ સુવિધા દ્વારા માસિક અથવા ત્રિમાસિક અથવા અર્ધ વાર્ષિક  ધોરણે યોગદાન આપી શકે છે

Nomination facility is available.

Premature exit from APY is not permitted. However, it is permitted only in exceptional circumstances i.e. in the event of the death of beneficiary for terminal disease